Are you curious about where your favorite home products are made? With so many options, it can be overwhelming to choose the right factory for your needs. Understanding the top arc home LLC factories in China is crucial for ensuring quality and reliability in your purchases. By knowing the best options, you can save time, money, and stress while making informed decisions. Ready to discover which factories stand out from the rest? Dive into our comparison and find the perfect fit for your home needs!

Corporate Homepage | Arc Home LLC

Product Details: HomeEQ offers a seamless, fully digital HELOC experience for borrowers.

Technical Parameters:
– Fully digital application process
– HELOC (Home Equity Line of Credit)

Application Scenarios:
– Homeowners seeking to leverage home equity
– Borrowers looking for a flexible credit option

Pros:
– Seamless digital experience
– Quick access to funds

Cons:
– Limited to homeowners
– Not available for properties in New York

Foreign National DSCR LTV Matrix Fixed Rate 1 Credit … – Wholesale Arc

Product Details: Foreign National DSCR Loan for purchasing or refinancing investment properties, effective 4/22/2024.

Technical Parameters:
– Maximum Loan Amount: $1,500,000 for 1 unit, $1,000,000 for 2-4 units
– Minimum Credit Score: 700 or No FICO, Minimum LTV: 60%-70%, Minimum DSCR: 1.00

Application Scenarios:
– Foreign Nationals purchasing investment properties in the U.S.
– Foreign Nationals refinancing existing investment properties

Pros:
– Allows foreign nationals to invest in U.S. real estate
– No U.S. credit history required for eligibility

Cons:
– Strict eligibility requirements and documentation needed
– Higher LTV reductions in declining markets

About Us – Arc Home LLC

Product Details: Non-QM mortgage solutions with a diverse product suite.

Technical Parameters:
– Advanced technology
– Competitive pricing

Application Scenarios:
– Home purchasing
– Refinancing options

Pros:
– Superior customer experience
– Quick and convenient transactions

Cons:
– Limited information on specific products
– Potential market volatility

Arc Home’s Proprietary Loan Programs – Wholesale Arc

Product Details: Arc Home offers proprietary loan programs including Arc Elite and Arc Access, designed for prime and near-prime borrowers with various documentation options.

Technical Parameters:
– Maximum Loan Amount: $3,000,000
– Maximum DTI: 50%

Application Scenarios:
– Primary residence purchases and rate/term refinances
– Investment property purchases and cash-out refinances

Pros:
– Innovative product suite catering to underserved borrowers
– Flexible documentation options and competitive pricing

Cons:
– Ineligible property types include manufactured homes and co-ops
– Potentially higher interest rates compared to traditional agency loans

A Strong Start to 2025: Arc Home’s Vision for the Year Ahead

Product Details: HomeEQ is a fully digitized HELOC platform designed to empower brokers with a faster, more efficient way to help clients unlock their home equity.

Technical Parameters:
– Digitized platform
– Supports TPO partners and direct-to-consumer division

Application Scenarios:
– Helping clients access home equity
– Facilitating home equity loans for brokers

Pros:
– Faster and more efficient process for brokers
– Innovative solution for accessing home equity

Cons:
– Market uncertainty may affect adoption
– Dependence on internal process refinements

Non-Delegated Client Reference Guide – Correspondent Arc

Product Details: Non-Delegated Correspondent Loan Programs offered by Arc Home LLC, including various loan types such as Conventional, FHA, VA, Jumbo, and Non-QM.

Technical Parameters:
– 30 YR Fixed Conventional, FHA, VA, Jumbo, Access NQM, Edge NQM, Elite QM, Foreig…
– Various fees associated with loan processing including funding fees, service fee…

Application Scenarios:
– Home purchases and refinancing for individuals and investors.
– Loans for various property types including primary residences, second homes, and…

Pros:
– Wide range of loan products to meet different borrower needs.
– Clear guidelines for pricing policies and fee structures.

Cons:
– Potential for high fees associated with loan processing.
– Strict adherence to documentation and submission timelines required.

Delegated Client Reference Guide 8/1/2024 – Correspondent Arc

Product Details: Arc Home offers a range of mortgage products including Conventional Conforming, Government, FNMA/FHLMC 30 Year Fixed Investment, FNMA/FHLMC 30 Year Fixed Second Home, Arc Access NQM, Arc Elite QM, Foreign National, and Elite Jumbo.

Technical Parameters:
– Funding Fee: $400 – $695 depending on the product
– Service Fee: $85
– Flood Certification Fee: $13

Application Scenarios:
– Purchasing a home through conventional or government loans
– Investing in properties using FNMA/FHLMC products

Pros:
– Diverse range of mortgage products available
– Clear fee structure for various services

Cons:
– Late suspense fees apply if conditions are not met
– Loans suspended for more than 30 days may incur worse-case pricing

HomeEQ Homepage | Heloc Product

Product Details: HomeEQ is a fully digitized Home Equity Line of Credit (HELOC) program offered by Arc Home, designed to provide quick access to home equity through an all-digital process.

Technical Parameters:
– Funding in as little as 5 days
– 2% broker compensation

Application Scenarios:
– Homeowners looking to access home equity quickly
– Brokers seeking to offer fast and flexible financing options to clients

Pros:
– Fully digital process enhances efficiency and speed
– Competitive edge by meeting growing demand for quick access to home equity

Cons:
– Currently not licensed in HI, LA, MD, MO, NE, NV, NY, and TX
– Limited information on specific eligibility requirements

LoanCare – Home

Product Details: ARC Home LLC offers mortgage loan services and financial assistance for homeowners, including a mobile app for managing accounts and payments.

Technical Parameters:
– Mobile app rated 4.8 stars on the App Store
– Available in multiple states including Arkansas, Florida, Illinois, Missouri, Te…

Application Scenarios:
– Homeowners looking to manage mortgage payments
– Individuals seeking financial assistance during hardships

Pros:
– Convenient mobile app for on-the-go access
– AutoPay feature to avoid late payments

Cons:
– Does not accept credit or debit card payments
– Limited to specific states for mortgage services

Loan Solutions | Correspondent Arc

Product Details: Arc Home offers a diverse range of Non-QM products with flexible terms, jumbo limits, and varied documentation options to help lenders qualify more borrowers.

Technical Parameters:
– Loan amounts up to $3.5mm for Access products, $3.0mm for Edge products
– LTV ratios up to 90% for Access products, 85% for Edge products

Application Scenarios:
– Borrowers with non-traditional income sources
– Investors looking for second homes or non-owner-occupied properties

Pros:
– Flexible documentation options available
– Wide range of loan amounts and LTV ratios

Cons:
– Higher FICO score requirements for some products
– Potentially higher interest rates compared to conventional loans

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Comparison Table

Company	Product Details	Pros	Cons	Website
Corporate Homepage	Arc Home LLC	HomeEQ offers a seamless, fully digital HELOC experience for borrowers.	– Seamless digital experience – Quick access to funds	– Limited to homeowners – Not available for properties in New York
Foreign National DSCR LTV Matrix Fixed Rate 1 Credit … – Wholesale Arc	Foreign National DSCR Loan for purchasing or refinancing investment properties, effective 4/22/2024.	– Allows foreign nationals to invest in U.S. real estate – No U.S. credit history required for eligibility	– Strict eligibility requirements and documentation needed – Higher LTV reductions in declining markets	wholesale.archomellc.com
About Us – Arc Home LLC	Non-QM mortgage solutions with a diverse product suite.	– Superior customer experience – Quick and convenient transactions	– Limited information on specific products – Potential market volatility	www.archomellc.com
Arc Home’s Proprietary Loan Programs – Wholesale Arc	Arc Home offers proprietary loan programs including Arc Elite and Arc Access, designed for prime and near-prime borrowers with various documentation o…	– Innovative product suite catering to underserved borrowers – Flexible documentation options and competitive pricing	– Ineligible property types include manufactured homes and co-ops – Potentially higher interest rates compared to traditional agency loans	wholesale.archomellc.com
A Strong Start to 2025: Arc Home’s Vision for the Year Ahead	HomeEQ is a fully digitized HELOC platform designed to empower brokers with a faster, more efficient way to help clients unlock their home equity.	– Faster and more efficient process for brokers – Innovative solution for accessing home equity	– Market uncertainty may affect adoption – Dependence on internal process refinements	www.archomellc.com
Non-Delegated Client Reference Guide – Correspondent Arc	Non-Delegated Correspondent Loan Programs offered by Arc Home LLC, including various loan types such as Conventional, FHA, VA, Jumbo, and Non-QM.	– Wide range of loan products to meet different borrower needs. – Clear guidelines for pricing policies and fee structures.	– Potential for high fees associated with loan processing. – Strict adherence to documentation and submission timelines required.	correspondent.archomellc.com
Delegated Client Reference Guide 8/1/2024 – Correspondent Arc	Arc Home offers a range of mortgage products including Conventional Conforming, Government, FNMA/FHLMC 30 Year Fixed Investment, FNMA/FHLMC 30 Year Fi…	– Diverse range of mortgage products available – Clear fee structure for various services	– Late suspense fees apply if conditions are not met – Loans suspended for more than 30 days may incur worse-case pricing	correspondent.archomellc.com
HomeEQ Homepage	Heloc Product	HomeEQ is a fully digitized Home Equity Line of Credit (HELOC) program offered by Arc Home, designed to provide quick access to home equity through an…	– Fully digital process enhances efficiency and speed – Competitive edge by meeting growing demand for quick access to home equity	– Currently not licensed in HI, LA, MD, MO, NE, NV, NY, and TX – Limited information on specific eligibility requirements
LoanCare – Home	ARC Home LLC offers mortgage loan services and financial assistance for homeowners, including a mobile app for managing accounts and payments.	– Convenient mobile app for on-the-go access – AutoPay feature to avoid late payments	– Does not accept credit or debit card payments – Limited to specific states for mortgage services	archomeloans.myloancare.com
Loan Solutions	Correspondent Arc	Arc Home offers a diverse range of Non-QM products with flexible terms, jumbo limits, and varied documentation options to help lenders qualify more bo…	– Flexible documentation options available – Wide range of loan amounts and LTV ratios	– Higher FICO score requirements for some products – Potentially higher interest rates compared to conventional loans

Frequently Asked Questions (FAQs)

What types of products does Arc Home LLC manufacture in its factories in China?

Arc Home LLC specializes in a variety of home improvement products, including flooring, cabinetry, and other building materials. Their factories focus on high-quality production to meet the needs of both residential and commercial customers.

How does Arc Home LLC ensure quality control in its Chinese factories?

Arc Home LLC implements strict quality control measures throughout the manufacturing process. This includes regular inspections, adherence to international standards, and using advanced technology to monitor production, ensuring every product meets their high-quality benchmarks.

Are the factories environmentally friendly?

Yes, Arc Home LLC is committed to sustainability. Their factories in China utilize eco-friendly practices, such as reducing waste, recycling materials, and using energy-efficient machinery to minimize their environmental impact.

Can I visit the Arc Home LLC factories in China?

While visits to the factories are generally limited, Arc Home LLC welcomes partnerships and business inquiries. You can reach out to them directly to discuss potential visits or virtual tours to learn more about their operations.

What is the lead time for products manufactured by Arc Home LLC in China?

Lead times can vary depending on the product and order size, but generally, you can expect a timeframe of 4 to 12 weeks. It’s best to contact Arc Home LLC directly for specific timelines related to your order.